Turn Your HECM Fallout Into Found Revenue
LESA issues? PLF too low? Condo restrictions? Family objections? Credit problems?
Stop losing deals. Start recovering revenue.
Fallout Revenue Calculator
See how much you could recover from deals that fall out
Annual Lost Revenue
$60,000
Potential Recovery
$36,000
Based on 60% recovery rate through the SIS program
5 Ways You're Losing Deals
Every month, qualified borrowers walk away because of issues outside your control. But what if these "dead deals" could still pay you?
LESA Requirements
When life expectancy set-aside eats into proceeds, borrowers can't qualify. You lose the deal and the commission.
PLF Too Low
Principal Limit Factor doesn't meet the borrower's needs. The numbers just don't work, and neither does your paycheck.
Condo Issues
FHA condo restrictions kill deals before they start. Non-approved complexes mean no HECM, no matter how qualified the borrower.
Family Objections
Adult children push back on reverse mortgages. Their concerns derail qualified borrowers from closing.
Credit Problems
Past financial hardship or current credit issues prevent approval. The borrower needs help, but can't get traditional financing.
SIS: Your Plan B That Pays Like Plan A
The Structured Installment Sale helps you recover revenue from deals that don't fit the traditional HECM box. Same borrower. Same relationship. New path to closing.
How It Works
Identify Fallout
When a HECM deal falls through, don't file it away. Flag it for SIS review. We'll assess recovery potential.
SIS Evaluation
Our team reviews the case for alternative financing options. Many borrowers qualify for solutions outside traditional HECM.
Earn Your Commission
When the deal closes through SIS, you get paid. It's that simple. Your referral, your relationship, your revenue.
Same Commission Potential
SIS pays competitive commissions on successful closings.
Keep the Relationship
You stay the hero. The borrower gets help. Everyone wins.
Minimal Extra Work
Simple referral process. We handle the heavy lifting.
No Risk
No upfront costs. No commitment. Just recovered revenue.
Free Resources to Get Started
Everything you need to understand and leverage SIS for your practice.
SIS Quick Start Guide
Everything you need to know to start recovering fallout revenue in one PDF.
Fallout Recovery Cheat Sheet
One-page reference for identifying SIS-eligible deals in your pipeline.
Revenue Recovery Calculator
Advanced calculator with scenario modeling and annual projections.
SIS Certification Program
Become a certified SIS partner and unlock premium referral benefits.
What Loan Officers Are Saying
Real results from real LOs who stopped losing deals.
“I was ready to give up on Mrs. Patterson's case. LESA killed the HECM, but SIS found another way. I earned $3,200 on a deal I'd written off.”
“Condo restrictions used to mean 'no deal.' Now they mean 'call SIS.' Last quarter alone, I recovered 4 deals I would have lost.”
“The family objection is the worst. But when I can offer an alternative solution, I keep the relationship and still get paid. SIS changed my business.”
Frequently Asked Questions
Get answers to common questions about the SIS program.
SIS (Structured Installment Sale) provides financing alternatives for borrowers who don't qualify for traditional HECM due to LESA requirements, PLF limitations, condo restrictions, or credit issues. While HECM follows strict FHA guidelines, SIS offers more flexible underwriting that can accommodate cases outside those parameters. You still maintain the client relationship and earn commissions on successful closings.
Still have questions? We're here to help.
Contact Our TeamReady to Start Recovering Lost Revenue?
Get your personalized SIS recovery plan and start turning fallout into found money.
127 loan officers have already recovered an average of $18,400/year in previously lost commissions through SIS.
Get Your Recovery Plan
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