When Real Property Blocks LTC Planning, We Have a Solution
Client needs care but can't sell the home fast enough? Property needs repairs they can't afford? Medicaid spend-down timeline too tight?
The LTC Property Solution typically closes in 30 days, as-is, at up to 10% above market value.
LTC Property Solution Calculator
See how the SIS program benefits your clients and your practice
Standard (Planning ahead)
Traditional Sale
$351,000
100 days
SIS Sale
$440,000
30 days
Client Gains with SIS
+$89,000
Plus 70 days faster close
Based on 10-year installment note at 5% APR
Up to 10% premium over market value โข Target 30-day close โข As-is purchase
5 Property Scenarios That Block LTC Planning
Your clients need care, but their real property creates obstacles. Sound familiar?
Deferred Maintenance
Client needs care now, but the home needs $30K+ in repairs before it can sell. Traditional buyers walk away. Time runs out.
Medicaid Timing Crisis
Spend-down deadline approaching but property sale takes 90-120 days minimum. The numbers don't align with the timeline.
Family Disputes
Multiple heirs, conflicting opinions, or out-of-state family members complicate the sale process. Agreement seems impossible.
Estate Complexity
Probate issues, title problems, or trust complications make traditional sale difficult. Legal hurdles delay care placement.
Below-Market Offers
Cash buyers lowball desperate sellers. Your client loses 15-20% below market value just to close quickly.
There's a Better Way
The LTC Property Solution typically closes in 30 days, as-is, at up to 10% above market.
See the Solution โThe LTC Property Solution: Better for Clients, Better for You
The Structured Installment Sale unlocks trapped home equity when traditional sales fail. Your clients get care faster. You earn referral fees on closed transactions.
How It Works
Identify the Case
When a client's real property is blocking their LTC plan, flag it for our review. We assess if the LTC Property Solution fits.
Introduce the Solution
We present the Structured Installment Sale to your client. Up to 10% above market value, target 30-day close, as-is purchase. No repairs needed.
Earn Your Referral Fee
When the transaction closes, you receive $3,000-$5,000 depending on property value. Your client gets care. Everyone wins.
Up to 10% Above Market
Your clients may receive more than traditional buyers would pay.
Target 30-Day Close
Designed to match care placement timelines.
As-Is Purchase
No repairs, no staging, no showings. Property condition irrelevant.
No Risk
No upfront costs. No commitment. Just better outcomes for clients.
Free Resources for Your Practice
Everything you need to evaluate and implement the LTC Property Solution.
5 LTC Scenarios Guide
Learn the five property scenarios where the LTC Property Solution outperforms traditional sales.
Property Value Calculator
See exactly how much more your clients receive with SIS vs traditional sale.
Referral Fee Schedule
Complete breakdown of referral fees by property value tier ($3K-$5.5K).
CLE Webinar (1.5 Hours)
Earn continuing education credits while learning the LTC Property Solution.
What Attorneys Are Saying
Real results from practitioners who've integrated the LTC Property Solution.
โMrs. Chen needed memory care immediately, but her home required $45,000 in repairs before any buyer would look. The LTC Property Solution closed in 38 days at full value. She's in excellent care now.โ
โMedicaid applications kept stalling because we couldn't liquidate real property fast enough. Now I have a reliable solution that fits the spend-down timeline. Game changer for my practice.โ
โThe referral fee structure is straightforward and the process is professional. More importantly, my clients get better outcomes. That's what matters most.โ
Traditional Sale vs. LTC Property Solution
See why the Structured Installment Sale delivers better outcomes for your clients.
| Feature | Traditional Sale | LTC Property Solution |
|---|---|---|
| Time to Close | 90-120 days | Typically 30 days |
| Sale Price | Market value (minus concessions) | Up to 10% above market value |
| Repair Requirements | $10K-$50K+ common | None - as-is purchase |
| Realtor Commission | 5-6% of sale price | $0 |
| Showings Required | Dozens of strangers in home | None |
| Staging Costs | $2,000-$5,000 | $0 |
| Contingencies | Inspection, financing, appraisal | None |
| Your Referral Fee | N/A | $3,000-$5,500 |
Frequently Asked Questions
Common questions from Elder Law practitioners about the LTC Property Solution.
The LTC Property Solution uses a Structured Installment Sale (SIS) to purchase your client's property at up to 10% above market value with a target 30-day close. Unlike traditional sales, we purchase as-is with no repairs, no realtor commissions, and no contingencies. The structure provides immediate liquidity for long-term care while offering potential tax advantages through installment payments.
Have additional questions? We're here to help.
Contact Our TeamReady to Help More Clients?
Join 87 Elder Law Attorneys who are offering their clients a better property solution.
Up to 10% Above Market Value
Better outcomes for your clients
Target 30-Day Close
Fits Medicaid timelines
$3,000-$5,000 Referral Fees
Earn on closed transactions
No commitment required. Complete the form to receive your free analysis and program details.
